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Rental Property Loans

If you have rental/investment properties with equity, you may be able to refinance and tap into that equity to make some improvements to the property or purchase other investment properties. Glenstone's rental property cash out refinancing process is simple and does not require any income verification. The loan is based on the income of the rents, so it can be the perfect investment loan solution for those who don't have or cannot show income. With rental property cash out refinancing loans, you can use the equity in your property to make some improvements that could increase its value or to purchase another investment property that will generate income allowing you to make additional income with equity that currently is just sitting in the property.

We are a one-stop shop for investment property loans, and our process is simple and straightforward. We offer competitive rates and terms and work with you to get the best possible loan for your situation.

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    Rental Property Loans – Loan Program Details

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      Rental Property Cash out Refinance Loan FAQs

      Glenstone offers cash out refinance loans for rental properties with up to 75% LTV for 1-4 units and up to 70% for 5+ units

      The minimum loan amount for a rental property is $75,000.

      The minimum credit score needed to secure investment property loans through Glenstone is 680.

      No, the loans are based on the property performance such as rent roll, taxes, and insurance.  Our minimum DSCR is 1.2

      We only require 90 days of seasoning.

      As we typically do not offer owner occupied rental property loans, they will be looked at as a property by property basis.

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